I would buy a brick house on top of a forested hill. My nearest neighbor would be a 20-minute drive away.
I would work on my magnum opus of tabletop rpg rules, which I would convert into a video game.
I would commission art and fund the construction of shrines to the four tezcatlipocas.
Fund owl habitat preservation.
I like your style!
Start a vegan commune.
Exchange it for Euros
Same.
5 Million? O.K. let’s roll.
60K for university education, should be plenty.
40K go to paying various bills for friends and family
100K for various charities
1.8M go to building a non-profit high tech eco commune in Argentina or a similarly climatically stable place with features inspired by FM 2030’s book Upwingers in regards to future living
300K go to anti-militarist causes
500K go to various vegan groups
200K go to building school projects in developing regions
1M are invested into a photovoltaic power station from which I will extract a $6000 rent p.a. max with the rest of the proceeds going to a fund for disabled people and disadvantaged youths
Last million:
100K for travels
100K for a communal homelab that provides hosting for FLOSS and anti-conservative politics
200K for hackspaces
250K for unions, they better have some conviction though
350K for cruelty free research on rare diseases
5mill could pay a lot of poor people to hurt rish people…
Probably the first thing I would do is to exchange them for gold-backed currencies.
Hire a fiduciary and pay off my debts, which I think currently is just my mortgage.
I wouldn’t quit my job straight away. I like my team and I’m learning rapidly having them around.
Travel more, and invest in my hobbies, picking up a couple others that currently are out of reach.
The remaining
14.5 million would grow.Firstly pay tax. Then donate atleast 30% of remaining amount. Then put remaining amount in mutual funds which can generate better alpha and do work that I enjoy or like and retire when I feel like
I’d retire.
Exchange them with euro.
Get set for retirement and give away a few million. I don’t need that much money, and it could really make a difference in other peoples lives
I’ll tell you what I’d do, man: ten chicks at the same time, man.
I’m not sure how I would distribute them. I just want one at each limb, one works on my scalp and neck, and one on my sore back and shoulder. Still it sounds very crowded. Let’s just have two.
i’d fund a militia to start guerrilla warfare against the bourgeoisie.
Drop it in investments and work for another year. The extra year of work is so that I can get the investments to move to long term capital gains tax rates. With that sorted, I can now retire. Even a simple index fund often returns an average around 7%. So that’s ~$350,000/year. Pull $200,000 and leave $150,000 for growth. Exact numbers will fluctuate, but it will be close. I’m going to get taxed at something like 12.5%, or about $25,000 leaving me $175,000 to live on. This isn’t monthly vacations in Tahiti money, but it’s a pretty comfortable living, if I’m not stupid and wasteful. If I really want to stretch things out, I can always move to a lower cost of living country. Though that often carries personal risk with it, and I don’t know if I’d want that extra stress. Numbers would also change based on how that original $5mil got taxed. If it’s something like a lottery win, it would shave the numbers down a good bit by taxes.
Nothing crazy. I wouldn’t try to invest it someway to get mo money, beyond an interest bearing savings account, because chances are good I’d lose it.
Pay off my house. Travel a bit--France, Spain, maybe SEA for the food and to experience something different. Buy a camper van and visit the old campgrounds in CA and OR my family had vacations at when I was a kid. Leave as much as I could to my son after that.
Disclaimer: Not an investment advisor and not your investment advisor
Nothing crazy. I wouldn’t try to invest it someway to get mo money, beyond an interest bearing savings account, because chances are good I’d lose it.
- https://investor.vanguard.com/investment-products/etfs/profile/bnd
- https://investor.vanguard.com/investment-products/etfs/profile/vt
The first one is a Vanguard US bond fund that pays around 4% to 5% annual dividend on a monthly basis, and the second one is a Vanguard Total World Stock Market fund (captures a piece of the entire world market). A savings account now is paying around 0.38%. So on $5mil if you put it all in BND it’d pay around $200k annually. In a savings account it’d pay $19k, and savings accounts are only insured up to $250k.
The bond fund is taxed as ordinary income, so you could sit down and decide if something like VTEB would be better than BND (lower yield but 0% federal income taxes). It really doesn’t take much to beat a savings account, and it doesn’t take long at all to start working around taxes.







