Have kids and getting married doesn’t make you any more mature or your life fulfilling than not having them. Anyone can have kids as long as they are biologically able to. The question is are you willing to sacrifice your life to raise them and provide for them? It’s a life-long responsibility that has no return policy!
As for your investments, you should put that 100k from least to most conservative either in an S&P 500, target date fund, or HYSA. You’re literally losing money by just keeping it in the bank cause of inflation.
Have kids and getting married doesn’t make you any more mature or your life fulfilling than not having them. Anyone can have kids as long as they are biologically able to. The question is are you willing to sacrifice your life to raise them and provide for them? It’s a life-long responsibility that has no return policy!
As for your investments, you should put that 100k from least to most conservative either in an S&P 500, target date fund, or HYSA. You’re literally losing money by just keeping it in the bank cause of inflation.