• Mouselemming@sh.itjust.works
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    3 hours ago

    Medicare isn’t bad. It’s the original version of what we old folks have, there’s a fee and copays but it covers a lot including hospitals etc, you can go to any doctor, and you can get a supplement plan to cover the copays for a lot less than ordinary health insurance.

    “Medicare Advantage” is a ripoff, it’s privatized and has all the limitations (network of doctors, approval /rejection of care bullshit, etc) of an HMO.

    Medicaid is for poor people and its main problem is that a lot of doctors won’t take Medicare patients because it pays them so much less for the same work. That sucks.

    • captainlezbian@lemmy.world
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      2 hours ago

      What we need is a cross between the two. Medicaid lacks doctors, but it also lacks copay. For all its inconveniences when I was on it it was easier to get care than some employer provided insurances.

      Really what we need is a government owned corporation akin to the NHS, except with standards of care directly pinned to the AMA/APA to prevent meddling in politicized healthcare.