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Joined 3 years ago
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Cake day: July 4th, 2023

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  • At least contribute to your 401k to get the full match from your employer if offered. More if you can afford it. Time in the market is huge. Make a budget, have emergency savings. There’s little point in investing if an emergency happens and you have to withdraw your retirement at a potential loss, and that’s before penalties and tax. Take care of your body, especially joints. Be even a little bit active regularly. Figure out a decently healthy diet. These will help prevent health issues which can be expensive. Plus you might look better and feel better too.

    All of this sound like too much? Pick one or two and try doing them consistently even if it’s half assed. Half assing something consistently for a long time is much, much better than putting in a ton of effort, burning out, and returning to old patterns. It’s a marathon, not a sprint.

    Sorry I know that kinda veered into fitness but I see a lot of parallels in personal finance and fitness/nutrition. Both involve budgets and benefit from a plan and spreadsheets.




  • Should have read more, I wasn’t aware that was part of the question. I’m just posting about niche usage apps I like. I don’t use them often, but they’re essential for their niche.

    Idk if this counts, but I use the Reminders app on my phone to create packing lists for work travel. Very easy to uncheck everything then re-check off things as you pack them. Keep building a perpetual packing list and you’ll never forget things. Lists in general are awesome for offloading cognitive workload.






  • That’s not how your immune system works. Your immune reserves are not “spent” nor do they need to replace ones “lost”. It’s not like a military battle. Most pathogens are either destroyed or they avoid destruction through some mechanism - they’re not often fighting back against the WBCs.

    Your immune system produces chemicals that make you feel like shit / tired, because it’s evolutionarily advantageous to feel like shit. This keeps you resting and away from others. This is also how medicines like NSAIDS or steroids can make you feel better, by inhibiting the processes instigated by WBCs. It’s not the disease that makes you feel bad, it’s your immune system (unless you’re deathly ill, we’re talking common cold/flu/COVID type stuff here).

    It would be impossible for me to go in depth in immunology but your explanation is not at all in line with the evidence we have currently.