

As far as financial scams go, my parents and uncles handled my grandparents’ finances for their last decade. If they were targeted then there would be an upper limit to how much money they could lose in one scam. They also weren’t paying for things online.
As for younger elderly people, if they’re still smart enough for it then I’d try educating them. Practically, not just talking about it. There are plenty of good public interactive resources for phishing training, so I’d be surprised if there weren’t any for AI. Also simple things like “never pay for anything in gift cards, ever” are some easy wins.


“as bad”… not quite, and not in the same way. As other people have said, there’s no conscience to AI and I doubt there will be any financial incentive to develop one capable of “being evil” or doing some doomsday takeover. It’s a tool, it will continue to be abused by malicious actors, idiots will continue to trust it for things it can’t do properly, but this isn’t like the movies where it is malicious or murderous.
It’s perfectly capable of, say, being used to push people into personalized hyperrealities (consider how political advertising was microtargeted in the Cambridge Analytica scandal, and consider how convincing fake AI imagery can be at a glance). It’s a more boring dystopia, but a powerful bad one nonetheless, capable of deconstructing societies to a large degree.